Omaniya Finance: Powering Growth in the Sultanate

Omaniya Finance SAOG is a leading non-banking financial institution in Oman, playing a vital role in supporting the growth of businesses and individuals across the Sultanate. Established in 1997, the company has steadily built a reputation for providing innovative and accessible financial solutions tailored to the specific needs of the Omani market.

The core of Omaniya Finance's operations revolves around providing a diverse range of financing options. These include:

• Asset Finance: Enabling businesses to acquire essential equipment, vehicles, and machinery without a significant upfront capital outlay. This empowers businesses, particularly SMEs, to expand their operations and enhance productivity.
• Working Capital Finance: Offering short-term funding solutions to help businesses manage their day-to-day operations, including inventory financing, trade finance, and invoice discounting. This ensures businesses can meet their financial obligations and capitalize on growth opportunities.
• Factoring: A financial service where Omaniya Finance purchases a company's accounts receivable at a discount. This provides immediate access to funds tied up in invoices, improving cash flow and reducing the risk of bad debts.
• SME Finance: Recognizing the crucial role of small and medium-sized enterprises in Oman's economic development, Omaniya Finance offers specialized financing packages designed to meet the unique challenges and opportunities faced by these businesses. This includes streamlined application processes and flexible repayment terms.
• Consumer Finance: Providing personal loans for various purposes, such as education, home improvements, and vehicle purchases. This enables individuals to achieve their personal financial goals and improve their quality of life.

Omaniya Finance distinguishes itself through its commitment to customer service and its understanding of the local market. The company has a widespread network of branches strategically located across Oman, ensuring accessibility for customers in both urban and rural areas. Its team of experienced professionals provides personalized financial advice and support to help customers make informed decisions.

Beyond providing financing, Omaniya Finance actively contributes to the development of the Omani financial sector. It adheres to the highest standards of corporate governance and ethical business practices. The company also invests in training and development programs to enhance the skills of its employees and promote financial literacy among the broader community.

Looking ahead, Omaniya Finance is poised to continue its growth trajectory by leveraging technological advancements and expanding its product offerings. The company is committed to supporting the Sultanate's economic diversification efforts and empowering Omani businesses and individuals to achieve their financial aspirations. By providing innovative and reliable financial solutions, Omaniya Finance plays a crucial role in building a more prosperous and sustainable future for Oman.