Lowongan Wom Finance Desember 2010

The job market in Indonesia, specifically regarding PT Wahana Ottomitra Multiartha Tbk (WOM Finance), in December 2010 was likely characterized by growth and opportunities, reflecting the expanding consumer finance sector. While precise, granular details of every individual job posting from that specific month are difficult to retrieve after so many years, we can reconstruct a general understanding of the roles and expectations based on historical trends and typical finance company operations.

WOM Finance, being a prominent player in motorcycle financing and other consumer credit products, probably advertised a variety of positions during that period. These would have spanned various departments and skill levels.

Potential Job Categories:

• Credit Marketing Officer (CMO): These roles were essential for driving sales and expanding WOM Finance's customer base. CMOs were typically responsible for actively seeking potential customers, explaining financing options, and processing loan applications. This often involved fieldwork, interacting directly with dealers and customers at motorcycle showrooms or through community outreach. A strong understanding of credit assessment principles and excellent communication skills were key requirements.
• Collection Officer: Managing overdue payments was a critical function. Collection officers were tasked with contacting borrowers, negotiating repayment plans, and ensuring timely debt recovery. This position demanded strong negotiation skills, empathy, and a firm understanding of legal collection practices.
• Branch Operations Staff: Various support roles within branch offices would have been available. This could include positions like cashier, customer service representative, and administrative staff. These roles required accuracy, attention to detail, and excellent customer service skills.
• Credit Analyst: Analyzing loan applications and assessing creditworthiness was crucial for mitigating risk. Credit analysts evaluated financial information, reviewed credit histories, and made recommendations regarding loan approvals. A strong analytical background and knowledge of financial statements were essential.
• Management Trainee Programs (MTP): WOM Finance, like many large companies, likely offered Management Trainee Programs to attract and develop future leaders. These programs provided intensive training across different departments, preparing graduates for management roles within the company.
• IT and Support Roles: With the increasing reliance on technology, WOM Finance would have needed IT professionals to maintain and develop its systems. This could have included roles in software development, network administration, and database management. Similarly, support roles in HR, finance, and accounting would have been necessary to support the company's overall operations.

General Expectations:

Regardless of the specific role, certain expectations would have been common across most positions. These likely included:

• Educational Background: A minimum of a high school diploma (SMA/SMK) was probably required for entry-level positions, while bachelor's degrees were preferred for roles in analysis, management, and IT.
• Computer Literacy: Proficiency in basic computer applications, such as Microsoft Office, was essential for most roles.
• Communication Skills: Excellent written and verbal communication skills were highly valued, particularly for customer-facing positions.
• Integrity and Professionalism: Maintaining ethical conduct and upholding company values were paramount.
• Teamwork: The ability to work effectively as part of a team was crucial for achieving organizational goals.
• Willingness to Learn: The finance industry is dynamic, so a willingness to learn and adapt to new technologies and processes was highly desirable.

In conclusion, the job market at WOM Finance in December 2010 likely presented diverse opportunities for individuals with various skills and backgrounds. While specific job postings are no longer readily available, the demand for skilled professionals in credit marketing, collection, branch operations, and other support functions was undoubtedly present, mirroring the growth and demands of the Indonesian consumer finance industry at the time.